Services
Ready. Set. GO!
What are your dreams and your plans for a more successful today and a more comfortable future? O’Connell Investment & Insurance Services, LLC can help you GO big, GO steady, GO places or GO for your goals, whatever they may be.
Among the many factors that set us apart is our independence. O’Connell Investment is not part of a corporation. We make decisions that are not influenced by sales goals or corporate philosophy. We don’t offer commission-based fee structures, and that frees us to be more objective in our recommendations.
Instead, we develop long-lasting relationships with clients who count on us to wisely invest what they have and grow their wealth. We create lasting collaborations and trust, which has led to working with many generations of the same family. We are local and we are invested in our community.
Services That Fit You
Our experience speaks for itself. O’Connell Investment is part of the O’Connell companies, all founded and led by Gwen O’Connell, who has 30 years of experience as a financial consultant and an administrator of qualified plans. She has built her business by making sound, well-reasoned decisions during both good times and more than one economic downturn.
Our services are customized to meet each clients’ income, assets, needs and goals. They include:
Retirement: We consider essential expenses, dream purchases and goals. We estimate variables including life-expectancy. We compare this to your current assets and reliable income sources. We also consider market scenarios to evaluate future performance and risk. We help you determine a reasonable distribution rate based on likely and conservative outcomes.
Tax and Estate: We develop a plan for your assets, helping you to understand the legal and tax requirements of varying choices. Considerations can include wealth transfer; creating a trust; strategies for your IRA, pension and Social Security; providing for a surviving spouse; complex family dynamics; healthcare decision-making; providing for the education of your children and grandchildren; succession planning for a family business; and strategic charitable giving.
Investment management: You benefit from our in-depth research, understanding and analysis of all the products and the markets. We consider all the variables when designing a plan and portfolio specifically for you. It might include municipal and corporate bond portfolios and stock strategies with security features.
Risk management: We approach your plans by considering all of life’s variables and how your assets would hold up in the event of these worst-case scenarios. We examine insurance opportunities that exist to protect against these. Areas to review are income, healthcare, survivorship, property, casualty and liability protections.
Private client services: We help you handle all the complexities of your financial life. This includes referring you to CPAs, trustees and attorneys, and collaborating with those service providers who already are working for you. We’ll provide advice on projects and purchases that could affect your financial life. We also can guide you through the different phases of your life, as your living and work circumstances change.